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Mid-level, popular banking sales role with known NBFC brand but regional location—moderate competition.
Strong banking/NBFC LAP expertise required, limiting transferability across industries.
Mandatory LAP/NBFC experience and sales target track record required, but few technical certifications make filters moderate.
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Source and acquire Loan Against Property (LAP) customers primarily through Direct Selling Agent (DSA) channels, ensuring adherence to policies and regulatory guidelines.
Achieve assigned monthly and quarterly LAP disbursement and fee income targets, while managing portfolio health and competitive market dynamics.
Coordinate with credit, operations, and legal teams to ensure smooth loan processing, proper documentation, compliance, and maintain DSA/customer relationships.
Minimum 3 years of relevant experience in LAP/Home Loan/SME Lending within Banking or NBFC sector as a full-time permanent employee.
Graduate degree minimum; preference for finance, business administration, or related field (Not explicitly mandatory).
Strong understanding of secured lending, property documentation, and KYC/compliance requirements.
Not explicitly mentioned: Notice period, location specifics, or mandatory technical skill certifications.
Experienced in relationship management and sales in LAP or similar secured lending products, able to develop and maintain DSA and client relationships.
Demonstrates ability to work in a high-performance, target-driven, competitive environment with proven track record of meeting/exceeding sales targets.
Possesses analytical skills to interpret financial data, understands regulatory compliance, and can coordinate cross-functional teams for seamless loan disbursal.