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Tier-1 bank and Mumbai location increase applicant density despite niche subscription finance specialization.
Requires banking-specific credit and structured finance experience, limiting cross-industry transferability.
Explicit 7+ years in structured credit at major banks creates stringent mandatory filters.
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Analyze, negotiate, and approve subscription finance transactions for the European portfolio based on risk appetite and underwriting standards.
Coordinate with UK front office, lending teams, and relationship managers to manage credit risk and ensure portfolio quality, monitoring risk concentrations and compliance.
Maintain accurate risk reporting, portfolio discipline, and participate in regular committees; support and train junior team members, with potential delegated credit authority.
Minimum 7 years experience in corporate or investment banking credit and structured finance at major international financial institutions.
Strong understanding of loan structures, loan documentation, and ideally wealth management lending products.
Fluent in English with strong written and verbal communication skills; proficient in MS Office and experienced or willing to use AI tools.
Work Experience Required: Minimum 7 years; Location: Mumbai, India.
Experienced in collaborating directly with front office and lending teams to improve deal structures and risk outcomes.
Capable of independent decision-making with strong analytical skills and ability to defend conclusions.
Comfortable working in a matrix environment with multiple stakeholders and managing pressure and deadlines.