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Tier-1 bank, Gurgaon location, and mid-level generalist role increase applicant competition.
Role requires specific mortgage servicing and US regulatory experience, limiting transferability across industries.
Explicit years plus required credit risk, mortgage servicing, and regulatory expertise increases shortlisting strictness.
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Manage the full lifecycle of policy changes for local servicing policies within Risk Credit Mortgage, including tracking, approvals, and implementation oversight.
Lead change management initiatives ensuring alignment with strategic objectives and regulatory requirements, including pre and post User Acceptance Testing.
Support development, review, and communication of servicing credit policies, including regulatory impact analysis and cross-functional collaboration.
Bachelor’s degree or equivalent professional experience.
3-5 years experience in credit risk management, policy administration, change management, or mortgage servicing within a financial institution.
Familiarity with U.S. mortgage regulations, mortgage products, and credit policies.
Proficiency with Microsoft Office Suite; strong written and verbal communication skills.
Experience managing regulatory-driven policy changes and coordinating cross-functional stakeholders in a financial services environment.
Strong analytical skills with focus on policy interpretation, documentation, and risk mitigation.
Ability to organize and maintain thorough documentation and produce clear reporting for audits and regulatory examinations.