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Tier-1 bank, mid-level generalist title, metro location, and common analytics skillset increase candidate competition.
Role's credit-card portfolio and regulatory focus limits transferability across industries.
Mandatory advanced SQL, SAS, and banking portfolio experience create strict screening filters.
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Drive data analysis to optimize credit card and retail banking portfolio profitability and risk management.
Develop and maintain complex SQL/SAS queries and automated BI dashboards to track key portfolio KPIs.
Partner with risk teams and marketing to analyze credit quality and campaign performance, translating insights into actionable business recommendations for senior leadership.
3 to 7 years of experience as Business Analyst, Data Analyst, or Portfolio Analyst in Credit Card or Retail Banking.
Bachelor’s or Master’s degree in quantitative discipline such as Statistics, Economics, Mathematics, Finance, Computer Science, or Business Analytics.
Advanced proficiency in SQL (including complex joins, subqueries, window functions, CTEs, optimization) and SAS (Base, STAT, Macro).
Experience with data visualization tools like Tableau, Power BI, or QlikView and advanced MS Excel skills.
Experienced in analyzing credit card portfolio metrics to identify growth and revenue leakage with strategic business impact.
Able to translate complex analytical data into clear recommendations for senior management and business stakeholders.
Comfortable working at the interface of business strategy, analytics, and financial product domains with strong focus on risk and campaign analytics.