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Common SME sales role, metro location, and strong bank brand increase applicant competition.
Requires banking credit appraisal and SME relationship experience, limiting cross-industry transferability.
No explicit years but mandatory degree and domain experience preferred, so moderate filtering.
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Manage and grow an existing SME corporate client portfolio with turnovers between INR 50-500 crores, including renewals and limit enhancements.
Own end-to-end client relationships as a single point of contact, facilitating cross-selling of Trade Finance, Forex, and Cash Management Services to drive revenue growth.
Ensure portfolio profitability and hygiene by monitoring credit compliance, documentation, and collaborating with internal teams to resolve client issues.
Graduate degree mandatory; MBA or Chartered Accountant preferred.
Prior experience in SME banking, corporate relationship management, or credit appraisal preferred.
Knowledge of credit appraisal and risk principles is required.
Work Experience Required: Not explicitly mentioned in the JD.
Experienced in managing SME corporate portfolios with focus on growth, credit risk management, and client retention.
Skills to coordinate across internal stakeholders such as BIU, Product, Risk, and Leadership for service delivery.
Proven ability to cross-sell financial products like Trade, Forex, and Cash Management solutions to enhance portfolio profitability.