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Tier-1 bank and metro location raise competition, while senior niche role limits applicant density.
Requires deep, banking-specific credit risk and policy expertise, limiting cross-industry transferability.
Mandatory 15+ years, senior leadership and regulated banking risk expertise make filters very strict.
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Lead the India Unsecured Policy for a $150B+ portfolio, managing end-to-end credit risk strategy and credit loss management.
Develop and oversee complex credit risk policies, financial risk forecasting models, and portfolio-wide risk mitigation practices.
Manage and develop a team of risk analysts, driving quantitative analysis, reporting, and cross-functional risk initiatives to support business growth and regulatory compliance.
15+ years of experience in credit risk management, preferably in financial services.
Bachelor’s degree in statistics, mathematics, economics, or equivalent experience; Master’s/PhD preferred.
Proven leadership experience managing teams and delivering credit risk results across large portfolios.
Clear communication, senior-level negotiation skills, and ability to synthesize and drive strategic risk decisions.
Experienced senior credit policy manager capable of adapting to evolving technologies, governance, and regulatory environments.
Strategic leader with strong judgment, attention to detail, and ability to innovate within risk management processes.
Proven ability to influence cross-functionally and build high-performing teams aligned with US and India leadership goals.