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Tier-1 brand and Mumbai metro increase competition despite a senior, specialized credit risk requirement.
Requires deep banking credit risk and regulatory experience, so skills are not easily transferable across industries.
Explicit 15+ years requirement and specialized senior credit risk qualifications make filters very strict.
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Lead and manage a team of credit reviewers to execute Business Monitoring and Reviews across assigned Review Entities according to CRR standards.
Assess credit risk management effectiveness, portfolio quality, and credit analysis accuracy while identifying emerging risks and recommending solutions.
Utilize Citi-approved AI tools to enhance analysis and streamline review processes; ensure quality, consistency, and timely delivery of credit risk review outputs.
15+ years of credit experience in corporate, commercial, or retail banking within financial services.
Experience managing, coaching, and leading credit review or risk management teams in a global or multi-regional environment.
Bachelor’s degree or higher in Business, Finance, or related subject; Senior Credit Officer qualification or equivalent highly preferred.
Ability and willingness to travel 25% to 50% depending on region and portfolio complexity.
Experienced leader with a proven track record in credit risk review for corporate and commercial portfolios in a multinational banking environment.
Strong analytical skills with the ability to identify root causes, emerging risks, and trends using advanced tools including AI-enabled software.
Demonstrated ability to communicate effectively with senior management and regulators and to influence without direct authority, managing complex multi-regional teams and schedules.