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Strong Tier-1 brand, metro location, common generalist sales title, and broad skill set increase competition.
High domain specificity for merchant lending and fintech sales reduces cross-industry transferability.
No explicit years but lending domain expertise and large-team leadership make hiring filters moderately strict.
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Drive growth in merchant loan penetration and overall credit distribution within the assigned region.
Lead and manage a sales team of 5-10 Team Leads and 100+ indirect employees to scale lending acquisition and cross-sell financial products like Gold SIP and Insurance.
Monitor and improve portfolio quality metrics including repayment behavior, fraud checks, and documentation hygiene; conduct audits on loan files and sales processes.
Experience in sales leadership and people management, specifically in lending or financial product sales.
Strong track record in managing large field sales teams with responsibility for recruitment and performance.
Domain knowledge in lending products such as merchant loans, BNPL, overdraft lines, and cross-sell of financial services.
Work Experience Required: Not explicitly mentioned in the JD.
Proven ability to operationally scale credit product penetration within regional geographies.
Experience managing and optimizing large indirect and direct sales teams with a focus on efficiency and compliance.
Comfortable handling multi-product financial sales and ensuring portfolio quality and audit adherence.