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Strong Tata brand, common branch sales title, mid-level experience band, and broad requirements increase competition.
Microfinance and JLG experience favors sector-specific candidates, reducing cross-industry transferability.
Explicit 0–5 years and microfinance sales experience requirement increases screening rigor.
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Achieve disbursement and collection targets while minimizing delinquency in assigned territories.
Identify and manage Joint Liability Groups (JLG) to ensure suitable loan disbursements and market penetration.
Maintain portfolio quality by monitoring dues, delinquency, and fraud; conduct field visits and client engagement activities.
Graduate in any discipline.
Work Experience Required: Fresher to maximum 5 years as Sales Officer in microfinance business.
Basic understanding of Microfinance business and JLG model preferred.
Must have skills in relationship management, business sourcing, and sales orientation.
Experienced in microfinance sales and customer relationship management with knowledge of JLG lending models.
Able to manage field-level operations including loan disbursement, collection, and delinquency control.
Skilled in client engagement with ability to perform regular field visits and lead teams for market expansion.