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Tier-1 NBFC brand, generic Sales Officer role in a metro with broad requirements increases candidate competition.
Sales skills transferable, but personal-loan product knowledge and RBI compliance increase industry-specific sensitivity.
No explicit years or certifications, but RBI compliance and sales targets imply moderate shortlisting filters.
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Achieve disbursement targets combining Home Equity (HE) and Home Loan (HL) products with minimal delinquency.
Identify target areas and customer segments, ensure sanction ratio and disbursement volume targets are met.
Build and maintain strong client and vendor relationships, develop distribution channels, and ensure compliance with audit and RBI regulations.
Graduate in any discipline is mandatory.
Experience requirement: Not explicitly mentioned in the JD.
Mandatory skill: Ability to identify customer segments, build client/vendor relationships, and ensure compliance.
Location: Kolkata (implied from title), but onsite or remote not explicitly mentioned.
Experienced in personal loans sales with ability to manage product mix and delinquency effectively.
Capable of building and training vendor networks and internal staff on products, markets, and competition.
Detail-oriented with understanding of regulatory compliance and audit requirements in financial services.