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Generalist BDM title and broad sourcing responsibilities increase candidate competition despite modest bank brand.
Highly industry-specific LAP lending expertise and branch-network sourcing limits transferability across industries.
Explicit 7–9 years requirement plus LAP product and regulatory compliance raises screening strictness.
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Own end-to-end Loan Against Property (LAP) and secured business loan processes across 8-12 branches including direct sourcing.
Responsible for achieving disbursement and profitability targets while ensuring compliant business growth.
Manage team training, customer journey (documentation to disbursement and service), cross-selling of insurance/liability products, portfolio quality, and reporting to managers.
MBA or Graduate degree required.
7 to 9 years of relevant work experience in loan against property or secured business lending.
Ability to manage multiple branch relationships and direct sourcing channels.
Not explicitly mentioned: specific location or notice period requirements.
Experienced in independent ownership of loan product sales from lead generation to disbursement and servicing.
Proficient in branch activation and training to generate leads and cross-selling financial products.
Able to monitor portfolio quality, manage delinquencies and provide regular management reporting.