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Common credit analyst title, metro Bangalore location, and broad skills requirements drive high candidate competition.
Core credit and financial analysis skills transfer across industries, though semiconductor/manufacturing experience is preferred.
Explicit 3-year requirement plus mandated Oracle/SAP and finance domain skills make screening quite strict.
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Perform comprehensive credit assessments and financial analysis to evaluate customer credit risk and support credit decisions.
Recommend credit limits and payment terms balancing risk management with business growth objectives.
Develop and enhance credit scoring models, collaborate globally with cross-functional teams, and implement process improvements including automation and AI solutions.
Bachelor’s Degree in Finance, Accounting, Business Administration, Economics, or related field.
Minimum 3 years experience in credit management, credit risk analysis, financial analysis, or related finance functions within a global organization.
Strong knowledge of financial statements, credit risk methodologies, and proficiency with Microsoft Excel, Oracle, and SAP S/4HANA.
Fluency in English, both written and verbal.
Experience working globally across cross-functional teams such as Sales, Finance, and Operations in complex business environments, preferably in manufacturing or semiconductor sectors.
Analytical mindset with demonstrated ability to translate financial data into actionable credit risk recommendations and process improvements.
Familiarity with credit scoring, predictive analytics, business intelligence tools like Power BI, and finance transformation or automation initiatives.