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Tier-1 brand, mid-level generalist sales title, and 4-6 year experience attract many qualified applicants.
Requires agri-finance and local rural knowledge, limiting transferability across industries.
Explicit 4–6 years plus mandatory rural/crop loans experience increases filtering rigor.
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Lead and manage a team of Relationship Managers to expand and maintain the customer portfolio in the Crop Loans (KCC) sector.
Oversee loan account monitoring, interest and NPA collections, portfolio hygiene, and timely closure of deferrals within the assigned area.
Strengthen client relationships by cross-selling products, managing loan renewals, and collaborating with Credit and Legal teams to facilitate disbursements and address customer issues.
Bachelor's or Master's degree in Agriculture, Business Administration, or related field.
4-6 years of experience in rural or crop loans sector.
Strong leadership and relationship management skills.
Knowledge of the local market and cropping patterns is preferred but not mandatory (plus).
Experienced in managing and leading teams in rural or agricultural lending environments.
Possesses strong operational oversight capabilities including collections, portfolio hygiene, and process improvements.
Familiar with local geography and cropping patterns to optimize recruitment and customer engagement strategies.