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Tier-1 bank, mid-level generalist credit role in Mumbai attracts many qualified applicants.
Demands banking credit and GAAP expertise, limiting cross-industry transferability.
Requires 2-5 years banking credit experience and GAAP knowledge, implying moderate filtering.
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Analyze and spread complex financial statements and tax returns following bank guidelines, focusing on Not-For-Profit organizations.
Provide preliminary credit analysis covering cash flow calculations, debt service coverage, collateral, and guarantor net worth.
Lead quality assurance reviews, advisory on loan agreements/covenants, and coach junior credit analysts as needed.
2-5 years experience in financial institutions specializing in credit analysis and spreading software.
Bachelor’s or equivalent university degree required.
Extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis.
Location: Mumbai, India; Hybrid working model.
Experienced in handling complex credit portfolios with ability to apply professional judgment and attention to detail.
Capable of coordinating with multiple stakeholders including Credit Officers and Relationship Managers for credit decision-making.
Able to provide leadership and mentorship to junior analysts and ensure adherence to policies and regulatory standards.