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Tier-1 bank and metro location increase competition, but niche PSL loan-ops requirements limit applicants.
Loan operations and PSL securitisation expertise is highly industry-specific and not easily transferable.
Explicit 6-8 years experience and mandatory loan-ops, PSL, and reconciliation skills create strict filters.
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Manage end-to-end Priority Sector Lending (PSL) loan operations including Co lending, BC Lending, and Direct Assignment deals.
Ensure processing of loan transactions as per SLA and regulatory/SOP compliance, including reconciliations to maintain clean accounts.
Lead and train processing team, support digital banking strategy, and partner with business teams for successful PSL product rollouts and loan processing system implementations.
6-8 years of experience in Loan Operations with strong knowledge of corporate and retail loan processes including disbursement and servicing.
Graduate or Post-Graduate degree with relevant experience in Loan Operations.
Proficiency in MS Excel and computer skills essential.
Location requirement: Vikhroli, Mumbai.
Experienced in handling comprehensive loan operations including troubleshooting customer enquiries and complaints.
Demonstrated ability to manage operational controls, compliance, and process improvements within loan servicing.
Skilled in training and managing teams as well as collaborating across stakeholders for project implementation and digital initiatives.