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Tier-1 bank, metro Bangalore, generalist junior operations role attracts many applicants.
Underwriting and retail credit skills are industry-specific to banking and lending.
Mandatory underwriting experience, explicit years, and banking regulatory context tighten filters.
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Perform detailed credit assessments and underwriting for unsecured retail lending products, verifying financial and credit information to support loan decisions.
Ensure adherence to Group Credit Policy and quality standards while managing credit risk and contributing to improved customer experience and risk outcomes.
Support operational process improvements and work collaboratively within a team or independently to meet deadlines in a 24/7 environment including weekends and public holidays.
1-3 years experience in financial verification, pre-assessment, assessment, underwriting, or loan funding for unsecured products.
Bachelor's degree in Finance, Accounting, Business, or related field.
Excellent written and oral communication skills, with ability to coordinate and manage enquiries effectively.
Must be flexible to work weekends and public holidays to support business needs.
Experienced in retail lending credit assessment with knowledge of end-to-end unsecured product processes and retail credit risk management.
Capable of exercising sound judgment and analytical problem-solving in credit evaluations.
Able to communicate effectively with Australian onshore teams and contribute to process improvements in a dynamic operational environment.