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Tier-1 fintech brand, mid-level generalist finance title, metro location, and common FP&A skills increase applicant competition.
Role demands lending and fintech-specific P&L expertise, so cross-industry transferability is low.
Explicit 4–5 year requirement plus CA/MBA and lending domain expertise enforces highly stringent shortlisting.
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Own end-to-end financial and revenue modelling for multiple lending products including interest accruals, fees, provisions, and cost of funds.
Partner with business heads and product/risk teams to analyze unit economics and risk-return trade-offs to optimize portfolio allocation and profitability.
Lead financial planning cycles including AOP, MBR, variance analysis, and executive reporting for CEO/CFO to improve operational efficiency and margin management.
4–5 years of progressive experience in Business Finance, FP&A, or Financial Strategy.
Education: Chartered Accountant (CA) or MBA in Finance from a top-tier institute.
Strong domain expertise in Fintech, NBFCs, Retail Banks, or Lending Platforms preferred.
Advanced Excel financial modelling skills including loan book projections and accrual frameworks.
Experienced in managing complex lending product P&L drivers including interest income, fee yields, provisions, and cost controls.
Comfortable working as a strategic financial partner providing actionable insights to senior leadership in a fast-paced fintech environment.
Analytical with a strong ability to translate large, complex financial datasets into clear business recommendations.