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Strong employer brand, metro location, and mid-level generalist role increase applicant competition.
Role requires specialized consumer credit and BNPL experience, limiting cross-industry transferability.
Mandatory 4+ years, consumer lending experience, and Python/SQL skills make filters stringent.
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Manage and drive credit risk management strategies, policies, and procedures for consumer lending portfolios across multiple SE Asian countries.
Optimize underwriting and portfolio management risk policies using analytics to ensure sustainable growth and regulatory compliance.
Collaborate with regional teams and stakeholders to provide credit risk evaluations, develop credit programs, and drive partner business agenda.
Bachelor's or Master's degree in Statistics, Mathematics, Economics, or related field.
4+ years of relevant experience in Credit Underwriting, MIS Reporting, Credit Policy, or Credit Analytics in financial services or FinTech.
Proficient in Python and SQL for data analysis.
Work onsite in Bangalore office.
Experience with retail banking customer credit life cycle, particularly in consumer lending products like credit cards, personal loans, or Buy-Now-Pay-Later.
Strong analytical skills with advanced expertise in credit risk models, database management, and segmentation techniques.
Ability to work proactively in a dynamic environment, collaborating across teams with attention to detail and time management.