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Strong Tata brand, generalist PM role, mid-level profile and Mumbai metro boost applicant competition.
Role requires banking product and regulatory expertise, limiting transferability across industries.
MBA preference, banking/regulatory expertise and P&L ownership imply moderate hiring filters without explicit years.
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Own end-to-end lifecycle management of the Gold Loan product including strategy, design, launch, and continuous optimization.
Manage product P&L focusing on revenue growth, cost optimization, portfolio quality (NPA, delinquency), and cross-sell opportunities.
Drive digital transformation and process automation to enhance customer experience and operational efficiency, while ensuring compliance with RBI guidelines.
Graduate degree required; MBA or PGDM in Finance/Marketing strongly preferred.
Experience working with Gold Loan or related financial products: Not explicitly mentioned in the JD.
Proven experience managing product P&L and driving portfolio growth.
Must ensure compliance with RBI regulations and internal governance frameworks.
Experienced in financial product management with ability to lead pan-India initiatives and cross-functional teams.
Data-driven decision maker focused on digital enablement and process improvement to drive growth and efficiency.
Strong collaborative skills for stakeholder management across sales, credit, risk, operations, technology, and compliance functions.