





Mid-level Bengaluru backend role with niche ACI/Mainframe skills reduces applicant density to medium.
Role requires specialized ACI MTS/mainframe payments experience, limiting cross-industry transferability.
Strict years plus mandatory ACI MTS/COBOL and payments expertise enforce high filtering.
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Lead development, enhancement, and support of applications on the ACI Money Transfer System (MTS) platform within banking payment operations.
Translate functional requirements into code and maintain stable, reliable payment processing systems handling SWIFT MT/MX, Chips, Fedwire message formats.
Support MTS environment setups, troubleshoot technical issues, and ensure system reliability across production and non-production environments.
6 to 10 years of relevant hands-on experience in ACI MTS development within financial services, banking, or payments domain.
Strong programming skills in COBOL VI and Unix/Linux/AIX command-line environment; experience with JCL, VSAM, and ACI proprietary databases (ENTIA, REL, AUX).
Proficiency with payment message standards and formats: SWIFT MT/MX, Chips, Fedwire, FIN (MT), ISO 20022.
Any B.E / B.Tech degree; relevant certifications preferred but not mandatory.
Experienced developer capable of independently leading development and support tasks for complex payment processing systems on the ACI MTS platform.
Demonstrated expertise in payment message flows, transaction-processing platforms, and banking application support with a strong troubleshooting orientation.
Comfortable working with MTS-specific tools (ACI-MTS, Autosys, Xpeditor, Fileaid) and collaborating across engineering and support teams for issue resolution and system stability.