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Tier-1 brand, mid-level backend role in Bangalore with common skills creates high applicant competition.
Requires deep payments rail and financial-services experience, so applicants from other industries fit poorly.
Explicit 5+ years, payments domain expertise, and Java/Spring backend mandates make shortlisting highly strict.
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Lead design, development, and delivery of resilient payment technology systems handling ACH, wires, and instant payments with high operational stability.
Drive adoption and leadership in AI-assisted software engineering practices to improve code quality, delivery speed, and operational outcomes.
Own system design including HLD/LLD, operational readiness, failure mode handling, and technical evaluation of vendors and architectures.
5+ years of applied software engineering experience with formal training or certification.
Deep hands-on experience in payments domain covering ACH, wires, instant payments lifecycle including reconciliation and exception flows.
Expert-level proficiency in Java (8/11/17+) and Spring Boot ecosystem with performance tuning and production readiness.
Practical experience with cloud-native environments and advanced knowledge of agile CI/CD, application resiliency, and security.
Strong payments rail-processing knowledge especially ACH batch-oriented workflows, validation, and controlled reprocessing design.
Experience in leading adoption and development of AI-assisted software engineering tools with emphasis on responsible AI usage, security, and compliance.
Proven ability to own API contract design, critical flow testing strategy, observability and operational incident leadership in complex distributed financial systems.