Back
Tier-1 employer and metro location increase interest, but role is specialized and senior.
Strong banking-specific credit risk and regulatory requirements limit cross-industry transferability.
Explicit 7+ years and mandatory SAS/credit-modeling and regulatory experience raise filter strictness.
Login to See Your Match Score
Create a free account or log in to unlock your CV match score across:
Develop, implement, and monitor credit policy strategies for new account originations in US unsecured credit card portfolios.
Support design and optimization of acquisition credit policies for a $150B+ portfolio generating 15MM new accounts annually, including risk-adjusted analyses and strategic project leadership.
Partner with modeling teams on new tools and machine learning, develop testing frameworks, ensure regulatory compliance, and report performance and trends to senior management.
7+ years of relevant experience in credit risk strategy or scoring model development across authorization, underwriting, customer management, and collections.
Bachelor's degree in statistics, mathematics, economics, or equivalent; Master’s/PhD is a plus.
Proficiency in SAS (advanced, including Knowledge Studio, SAS E-miner), SQL, UNIX, mainframe and PC environments.
Strong communication and presentation skills; experience working in matrix environments balancing business and functional priorities.
Experienced credit risk analyst comfortable with both tactical and strategic project ownership in large unsecured lending portfolios.
Technically proficient in advanced analytics and programming, able to translate complex quantitative insights into business and regulatory decisions.
Able to operate effectively within matrix organizations, influencing diverse stakeholders and managing competing priorities.