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Tier-1 brand plus mid-level backend demand, Bangalore location, and generalist Java/Kafka skills increase competition.
Payments rail expertise and banking systems required, limiting transferability across industries.
Mandatory 5+ years, deep payments domain expertise and expert Java/Spring backend skills make filters stringent.
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Lead design and implementation of resilient, payments-grade backend systems with Java and Spring for ACH, wires, and instant payments.
Drive adoption of AI-assisted engineering practices to improve code quality, delivery speed, and operational stability.
Own API contracts and testing strategies ensuring stability, backward compatibility, and observability for critical payment flows.
5+ years of applied software engineering experience.
Deep hands-on payments domain expertise including ACH, wires, instant payments, and related processing.
Expert-level Java (8/11/17+) and Spring Boot/Spring ecosystem proficiency with production readiness skills.
Practical cloud-native experience and demonstrated use of AI-assisted software development tools.
Experienced in building high-resiliency payment processing systems with deep understanding of batch processing, cutoffs, exception flows, and reconciliation.
Proven ability to lead technical design, code quality, and operational incident response in financial services environments.
Skilled in API contract ownership, quality testing strategies, and implementing observability for complex distributed payment systems.