





Tier-1 brand and metro location increase competition, while seniority and niche payments skills moderate it.
Strong payments and ACI platform specialization limit transferability across industries.
Mandatory 8+ years and ACI/payments expertise make filters strict.
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Own multiple phases across SDLC including configuration, integration, testing, migration, and support delivery for payment platforms.
Plan, create, and execute manual and automated test activities focusing on Core Banking and payment systems including ACI MTS and UPF platforms.
Collaborate with business and client users to resolve MTS data issues and manage defect reporting and regression testing across payment types such as RTPS, SWIFT, and other messaging standards.
8+ years of functional and technical experience with ACI MTS and UPF payment platforms, including hands-on experience in software testing and agile methodologies.
Relevant experience with Payments Platform and ACI product is mandatory.
Proficiency in RTC/JIRA is required; knowledge of payment types including Payments Initiation, Domestic Fund Transfer, CHAPS, Cross Border Payments/SWIFT, Instant or Faster Payments, RTGS, FEDWIRES, and ISO 20022 messaging standard.
Work Experience Required: 8+ years; Notice period: Not explicitly mentioned in the JD.
Deep domain expertise in payment systems with specific knowledge of ACI product capabilities and RTPS system processes and configurations.
Strong analytical and problem-solving skills with demonstrated ability to manage complex defect lifecycle and regression testing in a fast-paced, multi-tasking environment.
Experience working in agile environments with strong communication skills bridging technical teams and business/end users.