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Mid-level product title, 3+ years requirement, and metro location create high competition despite payments specialization.
Strong payments and regulatory expertise required limits cross-industry transferability.
Strict fintech payments expertise and regulatory knowledge requirements make screening highly selective.
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Own and drive the product strategy and roadmap for UK (Bacs) and EU (SEPA) Direct Debit payment rails including operational improvements and regulatory compliance.
Lead development and expansion of Open Banking payment initiation (PIS), account-to-account (A2A), and alternate payment methods across UK and European markets.
Manage agile cross-functional delivery, stakeholder relationships, and serve as internal expert on UK/EU payment rails while monitoring product health metrics.
Minimum 3+ years product management experience in fintech, payments, or financial services.
Deep hands-on knowledge of Bacs Direct Debit scheme rules and mandate processing; solid understanding of SEPA Direct Debit and EU payment rails.
Demonstrated experience with Open Banking payments (PIS/AIS) and fluency in PSD2, PSD3, and UK Open Banking regulations.
Work Experience Required: 3+ years in relevant fintech/payment product management roles.
Experienced in shipping B2B or embedded payment products at scale including discovery through production.
Strong commercial acumen with pricing, revenue forecasting, and compliance balancing in UK/EU payment frameworks.
Capable of managing complex cross-functional teams and external partners in fintech ecosystems across multi-market environments.