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Tier-1 bank hiring in a metro location increases competition despite role's credit-risk specialization.
Highly domain-specific credit risk and consumer lending experience required, limiting cross-industry transferability.
Mandatory 7+ years credit-risk analytics, bureau data expertise, and regulatory governance make filters highly strict.
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Lead development and execution of advanced risk analytics solutions including credit bureau data integration for Consumer Banking Cards and Personal Loans.
Provide strategic advisory and insights to senior leadership on portfolio monitoring, risk strategies, and large-scale analytics initiatives.
Manage project delivery and mentor junior team members, ensuring governance, risk control, and adoption of innovative analytics processes.
7+ years of risk analytics experience, preferably in consumer banking (credit cards, personal loans).
Experience working with credit bureau data and credit risk frameworks in consumer/unsecured lending.
Proficiency in analytical tools such as SAS/Python and data visualization platforms like Tableau/Power BI.
Degree in quantitative discipline (engineering, technology, mathematics, economics, or computer sciences).
Experienced senior-level individual contributor with strong expertise in consumer credit risk analytics and decision science.
Able to collaborate effectively with cross-functional US and India teams and provide thought leadership.
Proven capability in managing complex projects, delivering companywide strategies, and mentoring junior analysts.