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Popular product title, mid-level experience band, and fintech domain raise competition.
Strongly domain-specific lending and regulatory expertise makes background transferability low.
Explicit 5–8 years requirement plus mandatory 3+ years lending domain and regulatory expertise increases filter strictness.
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Own and optimize the end-to-end loan origination funnel including application, KYC, underwriting, and disbursal to improve approval rates and reduce turnaround time.
Manage NBFC and bank partnerships, integrate lender systems, and tune multi-lender routing to enhance credit coverage and optimize cost of funds.
Lead repayment and collections experience enhancements, reducing delinquency and increasing on-time repayments, while leveraging AI tools to improve underwriting and decisioning.
5–8 years of product management experience with at least 3 years owning lending or credit products.
Direct experience in lending domain such as NBFC, fintech lending, digital lending, BNPL or EMI required.
Bachelor’s degree in Engineering, Business or related field; MBA preferred but not mandatory.
Hands-on knowledge of India's lending ecosystem including RBI Digital Lending Guidelines, co-lending, FLDG/DLG, credit bureaus, loan origination/management systems, and digital payment rails like eNACH/UPI Autopay.
Experienced in managing full lending lifecycle products with measurable impact on approval rates, disbursal volume or portfolio health.
Capable of cross-functional leadership coordinating with credit, risk, technology, and lending partners in a data-driven decision environment.
Proficient in using AI tools for product management workflows and able to embed AI as a strategic lever in lending product strategy.