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Tier-1 bank, mid-level product title, metro location, and broad SME lending requirements increase competition.
Role requires SME lending credit and regulatory expertise, making cross-industry transferability low.
Explicit 6–8 years, banking lending expertise and Tier-1 institute preference make filters stringent.
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Own end-to-end product management and credit program design for SME lending across various alternate lending and ecosystem-led partnerships.
Design and manage SOPs for complete SME lending journeys with built-in risk controls and ensure portfolio governance, credit monitoring, and regulatory compliance.
Collaborate with stakeholders including risk, credit, and technology teams to support digital implementation, commercialization, and scale of lending programs.
6-8 years of overall relevant work experience in product management and SME lending preferred.
Preferred educational qualifications: MBA (Finance/Marketing), CA, or CFA from Tier-1 institute.
Proficiency in MS Word, PowerPoint, and Excel.
Location requirement: Mumbai.
Experience managing complex SME lending products with exposure to alternate lending, co-lending, and ecosystem partnerships.
Operationally focussed, able to manage portfolio health via triggers, caps, and delinquency controls in coordination with credit risk teams.
Ability to collaborate cross-functionally with technology, product, risk, and external ecosystem partners to drive digital lending journey enhancements and commercialization.